Loan Interest Rates
Loan Deposit Rates
Interest Rates on New Loans Effective from 25/03/2025 (Up to 1 Year) – (M.K.FAR-21)
| Type of Loan | Interest Rate |
|---|---|
| Loan Against Gold Ornaments (GO, OL) up to ₹4 Lakh For Women up to ₹1 Lakh Term Loan Against Gold Ornaments Above 4 Lakh | 8.50% (12 Months) 8.00% (12 Months) 9.00% (60 Months) |
| Home Loan (Repairing and House Renovation) | 11% (120 Months) |
| Home Loan (New House Construction / Purchase) | 9.50% (240 Months) |
| Home Loan (Commercial Construction / Purchase) | 11.50% (240 Months) |
| Hire Purchase – Four Wheeler / Three Wheeler (Commercial) | 12.50% (84 Months) |
| Vehicle Loan – Two Wheeler | 13.00% (60 Months) |
| Consumer Loan | 13.00% (36 Months) |
| Personal Loan | 18% (30 Months) |
| Mortgage Loan | 12% |
| Business Loan | 11.00% (120 Months) |
| Hypothecation Loan (HYP) | 11.00% |
| Cash Credit / O.B. | 10.00% |
| Clean Overdraft | 15.00% |
| Education Loan | 9% (120 Months) |
| Loan Against NSC / KVP | 12% |
| Loan for Purchasing a New Car | 8.50% (84 Months) |
| Used Car Loan (Not More Than 3 Years) | 11% (60 Months) |
| Solar Rooftop System | 11.50% (36 Months) |